13th and 14th pension
Two additional annual benefits for pensioners. The 13th — for everyone in April. The 14th — in September, but only up to the PLN 2,900 threshold; above that, reduced złoty-for-złoty.
Check in the calculator how much you'll get →Who receives the 13th and 14th pension?
- Pensioners receiving a retirement pension from ZUS, KRUS or another authority
- Annuitants: incapacity pension, survivor's pension, social pension
- Persons entitled to pre-retirement benefit or allowance
- Status as of 31 March (13th) and 31 August (14th) must include long-term benefit receipt
Both benefits are paid by ZUS automatically — you do not need to apply. The transfer arrives together with your regular monthly benefit in the payout month.
Differences between 13th and 14th pension
Income criterion
13th: NONE — every eligible person receives it. 14th: full amount up to PLN 2,900 gross; above that, reduced złoty-for-złoty.
Payout date
13th: April. 14th: September (exact date set annually by Council of Ministers regulation).
Gross amount 2026
Both = the minimum pension after March valorisation = PLN 1,978.49 gross (about PLN 1,629 net).
Legal basis
13th: Act of 9 January 2020 (Dz.U. 2020 item 321). 14th: Act of 26 May 2023 (consolidated text Dz.U. 2025 item 183).
Frequently asked questions
- Do I need to apply for the 13th or 14th pension?
- No. Both are paid by ZUS automatically with your regular benefit. No action required.
- At what amount is the 14th pension reduced?
- When your gross total of long-term benefits as of 31 August exceeds PLN 2,900, the 14th pension is reduced by exactly that excess (złoty-for-złoty). Minimum payout is PLN 50 — below that the benefit is not granted, so the 14th effectively ends around PLN 4,828 gross.
- Do survivor and social pensions count toward the threshold?
- Yes. All long-term benefits you receive (retirement, incapacity, survivor, social, pre-retirement) are summed against the PLN 2,900 threshold.
- Are the 13th and 14th pensions taxed?
- Yes, PIT advance and health contribution are withheld. From PLN 1,978.49 gross you receive about PLN 1,629 net (standard tax situation).
- Do early-retirement pensioners also get the 13th?
- Yes, provided they were receiving the benefit on 31 March. This includes bridging pensions, partial pensions and teachers' compensatory benefits.
Do you receive a pension or annuity?
Check in the calculator how much your 13th and 14th pension will be in 2026 — and what other benefits you may be entitled to (e.g. widow's pension).
Open calculator →