Data current as of 2026
Widow's Pension
New regulations allow for combining your own retirement or disability pension with a survivor's pension after a deceased spouse. No more choosing only one.
Calculate your variant in the calculator →100% + 15%
dodatek
~5,342 PLN
limit świadczeń
July 2025
od kiedy
Who can benefit?
- Persons of retirement age (60/65 years)
- Persons in marital community until the spouse's death
- Persons who have not entered into a new marriage
The sum of combined benefits cannot exceed three times the lowest pension.
Submitting applications
ZUS / KRUS
Applications for combined benefits will be accepted starting mid-2025.
Questions about the pension
- What is the limit?
- Currently, the limit is approx. 5,342.88 PLN gross.
- When will I get the money?
- First payments will start in July 2025.
- How does the widow's pension mechanism work?
- The widow's pension (formally: benefit concurrence) lets you receive your own benefit plus 50% of the survivor's pension after your deceased spouse — or vice versa: your own 50% plus the full survivor's pension. ZUS pays whichever combination is financially better.
- Who is eligible for the widow's pension?
- A widow or widower who: has reached age 60 (woman) or 65 (man), receives their own ZUS or KRUS benefit, had the right to a survivor's pension after the spouse, and was married for at least 5 years before the spouse's death.
- Is the widow's pension taxable?
- Yes. The combined amount of the two benefits is subject to PIT on general principles. ZUS withholds the income tax advance and the health contribution from the total gross amount.
Calculate your new pension
Check how much your benefit will increase after the widow's pension regulations take effect.
Pension calculatorVerified by: Mateusz Jurek
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